Shannon Feuerbach's Blog Posts

Toying with the idea of selling your home yourself? Many homeowners who have done just this over the last couple years are regretting their decision. Homeowners who decline to use a real estate

When it comes to what’s happening in the housing market, there’s a lot of confusion going around right now. You may hear one thing in conversation with your friends, see something

We've been pretty lucky lately with the unseasonably warm temps (and need I mention staying snow-free!) But even today, it's getting a bit cooler and the wind a bit sharper. After not really having

The National Association of Realtors (NAR) explains how to read the values on the graph:“To interpret the indices, a value of 100 means that a family with the median income

Article provided by REBAC|NAR REALTORAt this time of the year, you may wake up to colder temperatures and trade your sandals for sweaters. However, your house also needs help preparing for the

VA home loans can help people who served our country become homeowners.These loans can help qualified individuals purchase a VA-approved home or condo, build a new 

There’s a 10-second fix for the most surprising offender: recessed lights.Previously posted by HouseLogic.Most homes in the U.S. have significant air leaks and not enough insulation. In fact,

When it comes to selling your house, you’re probably trying to juggle the current market conditions and your own needs as you plan your move.One thing that may be working in

If you're wondering what’s happening with home prices, know they’re still rising, just at a slower pace – and that’s perfectly normal for this time of year. 

While most homeowners aim to boost the value of their homes, there are several actions that can quickly have a detrimental effect, causing the value of their property to decline within a year. Here

Are you in the midst of searching for a new home? You've likely honed your process, mentally running through your list of essential home features like a well-curated playlist. You've become skilled

This checklist gives you carte blanche (well, almost) when viewing potential homes.Ah, house hunting. It may technically be shopping, but it can feel more like breaking and entering. Even though you

Article below is from REALTOR.comNobody ever cheers at the thought of tackling home repairs. They’re annoying, costly, time-sucking endeavors. So often we put them off, over and

If you’re looking to buy a home this fall, there are a few things you need to know. Affordability is tight with today’s mortgage rates and rising home prices. At the same time,

Are you thinking about selling your house? If so, today’s mortgage rates may be making you wonder if that’s the right decision. Some homeowners are reluctant to sell and

With colder weather approaching, conducting a thorough HVAC Inspection is critical in preparing our homes for the fall and winter seasons.  Heating System Inspection: · 

If you're planning to buy a home, one thing to consider is what experts project home prices will do in the future and how that might affect your investment. While you may have seen

Have you ever wondered how inflation impacts the housing market? Believe it or not, they’re connected. Whenever there are changes to one, both are affected. Here’s a high-level

If you remember the housing crash back in 2008, you may recall just how popular adjustable-rate mortgages (ARMs) were back then. And after years of being virtually nonexistent, more people are once

Keeping your home cool in the summer and warm in the winter becomes quite the struggle of how to do this most effectively. How to set the temp and what should the be set on for each season. 

REBAC REALTORS / HomebuyingThere are many compelling reasons to buy a home, including building wealth and being able to customize your home to suit your lifestyle. But owning a home

You've secured your pre-approval, found the perfect home, and had your offer accepted—congratulations! But hold on, and the journey isn't entirely done, as Lenny Kravitz wisely sang, "It ain't

Even though the housing market is no longer experiencing the frenzy that was so characteristic of the last couple of years, it doesn’t mean today’s market is at a standstill. In,

Chillin' without AC or windows? No worries! I gotcha covered with some cool hacks to beat the heat in your room. AC might be expensive, but these tricks are fast and cheap, and they'll have you

Before you decide to sell your house, it’s important to know what you can expect in the current housing market. One positive trend is that homebuyers are adapting to today’s

 Previously Posted by LighterSide of Real

previously posted in REALTOR.comQ:How much can I afford to spend on a home?That’s a tricky question because there’s no one-size-fits-all answer to it. Buyers can check out the 

Preparing for a Seamless Home Sale: When it comes to getting your home ready for sale, there are apparent tasks that sellers usually prioritize, like decluttering, addressing maintenance,

Selling your house is no simple task. While some homeowners opt to sell their homes on their own, known as a FSBO (For Sale by Owner), they often encounter various challenges without the

Can you believe it’s summer already? And do you know what that means? The battle over the thermostat – set it high or set it low? Sometimes we forget how much money it costs to run and

How much home equity you’ve built will directly impact how much cash (if any) you’ll walk away with when you sell your home.But what, exactly, is home equity? Why is

If you’re thinking about selling your house right now, chances are it’s because something in your life has changed. And, while things like mortgage rates are a key

Buying and owning your home can make a big difference in your life by bringing you joy and a sense of belonging. And with June being National Homeownership Month, it’s the perfect time to

Is it Time to Upgrade Your Home in Cedar Rapids and surrounding areas? We all know the real estate market has been slow for some time in Cedar Rapids, and you may have decided to wait to list your

One of the greatest benefits to our nation’s military personnel is the VA home loan. This type of loan originated in WWII as a benefit for soldiers returning home. Since then it has provided

Previously Posted by REBAC|REALTORSummer is gardening and growing season—a time to get outside and enjoy your yard! But if there’s too much heat and not enough rain, the summer season

If you’re thinking about selling your house, you should know the number of homes for sale right now is low. That’s because, this season, there are fewer sellers listing their

May is “National Home Improvement Month.” And what better way to celebrate than to find the Joy Levels in home remodeling projects?The National REALTOR Association recently sent out a

If you’re reading headlines about inflation or mortgage rates, you may see something about the recent decision from the Federal Reserve (the Fed). But what does it mean for you,

Posted previously on REALTOR.comAmerica’s home prices are still rising, currently hovering at a median of $430,000 in April. But at long last, these sky-high housing costs seem poised to fall,

Wondering if you should continue renting or if you should buy a home this year? If so, consider this. Rental affordability is still a challenge and has been for years. That’s,

Saving for a down payment can be one of the biggest hurdles on the road to homeownership. And once you have that down payment set aside, you might think that you have all the cash you need to

If you’re buying a home this spring, today’s housing market can feel like a challenge. With so few homes on the market right now, plus higher mortgage rates, it’s essential to

Provided by REBAC/REALTORSThey say April showers bring May flowers, but water can damage your home any month. Of course, weather events are one key factor, particularly if they cause flooding.

The spring season appears to be warming up in housing as more and more buyers enter the market. And after rising mortgage rates sidelined so many buyers last year, that’s a good sign

Wondering if you should sell your house this year? As you make your decision, think about what’s motivating you to consider moving. A recent survey from realtor.com asked

Even though activity in the housing market has slowed from the frenzy we saw over a year ago, today’s low supply of homes for sale is still a sellers’ market. But what does that really

If you’re thinking about selling this spring, it’s time to get moving – the best week to list your house is fast approaching.Experts at realtor.com looked at

Denver Buyer Scammed out of $200,000! Did you see this heartbreaking story on March 17th (2023), where a retired teacher and her daughter in Colorado who were getting ready to close on their

Over the past year, home prices have been a widely debated topic. Some have said we’ll see a massive drop in prices and that this could be a repeat of 2008 – which hasn’t

Previously posted by REBAC | NAR ABRMistakes happen occasionally. But when they appear on your credit report and hurt your credit score, a mistake could make it harder to borrow money for a

Previously Posted by REBAC | REALTOR(R)Hopefully big snow storms are behind us and now we look forward to the warmer weather of spring and summer - and storms. We never want anything damaging, but

A lot has changed over the past year, and you might be wondering what’s in store for the spring housing market. If you’re planning to sell your house this season, here’s what real

You may have seen reports in the news recently saying it’s better to rent right now than it is to own your home. But before you let that impact your decisions, you should understand what

Recently Posted by REALTOR MagazineThe blistering cold temperatures throughout the country this week may put some properties at risk of damage. Watch out for these signs.Many areas of the country

It’s exciting! You have decided to list your home in the Cedar Rapids area and want to ensure it’s ready for the first buyer to take notice. You armed yourself with a checklist of all

A mud-remediation plan. That’s No. 1 on this shortlist.Previously posted on Houselogic.comThat dark time when winter just won't go is like that friend who can't take a hint to leave.Give a

When you list your home, many people may wonder why you’re selling.And while it’s fine to be candid with your friends and family, if a buyer asks you that question, there are

One of the main reasons people rent instead of buy is because they don’t think they can afford to buy a house.Thinking and knowing are two different things.If the reason you

Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to.

Posted earlier by REBAC/REALTORWhen interest rates increase, the monthly payment on a home can be significantly higher! But there's at least one way homebuyers can bring the rate down—for a

Let's talk about whether or not putting your house on the market now is the right timing.This may be the hardest thing for many homeowners to do……timing the sale of their house and the

Every industry has jargon an outsider wouldn’t understand, and probably doesn’t need to know. But real estate is a field where almost every “outsider” needs a bit of insider

Last year, the housing market slowed down in response to higher mortgage rates, and that had an impact on home prices. If you’re thinking of selling your house soon, that means you

One of the first steps in your homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and

Whether you’ve lived in your home for a few months or a few decades, you probably think you know it best. But that doesn’t mean you’re the most qualified person for the job when

Fill in the blank… “I have a _________…”I’m about 100% sure I can guess what word you chose.Was it “dream”?Good chance it was. We all know this line from

Article from Homebuying.REALTORDoes winter weather leave your skin parched, your lips cracked, or your sinuses aching? Unfortunately, when cold spells strike, the thermometer isn’t the only

There’s no doubt today’s housing market is very different than the frenzied one from the past couple of years. In the second half of 2022, there was a dramatic shift in real

If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market this year. In 2022, the market underwent a

 WASHINGTON — The Internal Revenue Service today announced the tax year 2023 annual inflation adjustments for more than 60 tax provisions, including the tax rate schedules and other tax

It’s natural for people to be concerned that they’re buying a house when prices are at their peak, and people worry about that in almost any market. So when you start hearing news about

Winter is in full swing. And, in many parts of the country, with winter comes harsh, inclement weather—including snowstorms.Understanding how to deal with snow is a must if you want to protect

Posted Previously on REALTOR.comYes, it’s beginning to look a lot like winter. Frigid cold weather is making its way across the country, dropping heavy amounts of snow in the central and

Mortgage rates have been a hot topic in the housing market over the past 12 months. Compared to the beginning of 2022, rates have risen dramatically. Now they’re dropping, and that has to

Christmas, with all its glitter and tinsel, will be just a memory in a few weeks … then reality sets in with credit card bills piling up. And too much of the Holiday spirit may ruin your

Previously posted on REALTOR.comIt’s winter storm season, and that means millions of homeowners across the country are having to contend with rain, snow, and wind—and, in worst-case

Wasn’t it exciting to go out and find THE perfect Christmas tree this year? The sites, lights, and smells of a fresh-cut tree it was so pretty decorated. And then it led to giving it water

If you’re planning to make a move but aren’t sure if now’s the right time, here are a few reasons why you shouldn’t wait to sell your house.The supply of homes for sale,

By Alliant EnergyKeep you and your loved ones safe, and power the holidays for less jingle.Decorating the right wayCheck for cracked or loose sockets and connections, exposed wires and frayed,

As you get ready to sell your house, focus on tasks that make it inviting, show it’s cared for, and boost your curb appeal.This list will help you get started, but don’t forget, a

Each year, homeowners planning to make a move are faced with a decision: sell their house during the holidays or wait. And others who have already listed their homes may think

This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has.

 Top Questions About Selling Your Home This WinterThere’s no denying the housing market is undergoing a shift this season, and that may leave you with some questions about whether it

For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s

Now that the end of 2022 is within sight, you may be wondering what’s going to happen in the housing market next year and what that may mean if you’re thinking about buying a home.

Every time there’s a news segment about the housing market, we hear about the affordability challenges buyers are facing today. Those headlines are focused on how much mortgage rates have

As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not

With all the headlines and talk in the media about the shift in the housing market, you might be thinking this is a housing bubble. It’s only natural for those thoughts to creep in

We know it will be getting colder soon and for a long time – it’s Iowa. Sometimes you need a little help in keeping your home warm and that’s where space heaters comes in handy.

If you’re planning to sell your house this year, you likely have questions about what the shift in the housing market means for your home sale.You might be wondering: 

No homebuyer wants to overspend on their new home. But if you’re interested in a particular property, how do you know if the listing price is fair? Typically, your best resource is an 

As challenging as the housing market is right now, it's been worse. When it comes to mortgage rates, much worse.Following the 1979 energy crisis, the global economy plunged and high oil

If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing

As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start.If that sounds

Why now’s the perfect time to replace appliances.The temps are starting to drop, and the smell of wood smoke is in the air. That's when veteran homeowners know it's time to do these six

PMI is private mortgage insurance. It’s often required by conventional mortgage lenders to finance loans for individuals who do not have the traditional down payment of (at least) 20 percent.

Mortgage rates have increased significantly in recent weeks. And that may mean you have questions about what this means for you if you’re planning to buy a home. Here’s some

How to be Prepared to Leave before Disaster Strikes. As we’re watching the horrific news coming out of Florida and the large number of people being pulled out of their homes with only the

Previoulsy Posted By: REBAC/REALTOR.comFall is in the air, and summer’s blossoms are winding down. For flower lovers, it’s a bittersweet time. But it’s also an ideal time to get a

The historically low inventory over the past few years led to challenges for many buyers trying to find a home that met their needs and their budget. If you’re in the same boat, you should

The real estate market is on just about everyone’s mind these days. That’s because the unsustainable market of the past two years is behind us, and the difference is being felt. The

Despite the rising interest rates, there are still buyers who still have to by a home and what better time than Fall? Fall is a great time to list your home.When it comes to selling your house, you

With home prices still high and interest rates even higher, for the time being, purchasing a condo may be an affordable option. Depending on the unit, the prices may be more affordable and the cost

Do you lock your doors? That sounds like a strange question, but do you lock your doors when you step out for just a minute? Like when you go for a walk, run to the local gym to work out, or go to

Having your Ducks in a row is so very important when buying a home this fall. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price

Article provided by REALTOR.comWhile experts are throwing around phrases like “housing correction” and “slowdown in the real estate market,” things don’t seem much

The Iowa Finance Authority (IFA)’s mortgage programs and down payment assistance options can make homebuying more affordable for qualified borrowers.Note: Homeownership education is required

If you’ve been thinking of buying a home, you may have been watching what’s happened with mortgage rates over the past year. It’s true they’ve risen dramatically, but

If you’re wondering what a potential recession could mean for the housing market, here’s what history tells us:In four of the last six recessions, home prices

 Why Today’s Housing Inventory Proves the Market Isn’t Headed for a CrashWhether or not you owned a home in 2008, you likely remember the housing crash that took place back then.

Previously Posted on HouselogicOof. Houses that smell or look like pets have lived in them are just harder to sell.To avoid that happening to you, de-pet your house before putting it on the

Oxymoron - a figure of speech that uses seeming contraditions --like jumbo shrimp, pretty ugly or Strong Housing Market/Homes Sitting on the Market. Below is a report previously publised on REALTOR

Article from REALTOR.com The Inflation Reduction Act  delivers savings on both large and small-ticket green home improvements.“The act is set to provide $1.6 billion in potential tax

Many people remember the housing crash in 2008, but experts say today’s market is fundamentally different in many ways.First, there isn’t an oversupply of homes for

If you tried to buy a home during the pandemic, you know the limited supply of homes for sale was a considerable challenge. It created intense bidding wars which drove home prices;

Previously posted by By Tara Mastroeni | REALTOR.comFor the past two years, real estate has been in a raging seller’s market. Sellers have been able to expect offers well over

It’s coming up on the 2nd year anniversary of the Derecho of 2020.  It was heart wrenching to see the tenants in demolished apartment buildings begging for assistance, living days into

Previously posted on REALTOR.comHomebuyers who’ve braved the real estate market lately have no doubt noticed that housing prices are through the roof, hovering at a record-setting

Hear what title pros say to do — and not do — before closing on a house. (previously posted on Houselogic)Ever notice that when you're unprepared, it heats up stressful situations? Take

The housing market is moving away from the frenzy of the past year and it’s opening doors for you if you’re thinking about buying a home.Housing inventory is increasing,

We all use internet and boy, it can be a big drain on your monthly budget. However, did you know you can receive up to $30 per month towards your internet service through the “Affordable

If you’re thinking about making a move, you probably want to know what’s going to happen to home prices for the rest of the year. While experts say price growth 

Previously posted on REALTOR Magazine by Melissa Dittmann TraceyThe Federal Reserve is expected to raise its key benchmark rate this coming week. What impact could it have on mortgage rates?Mortgage

While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still going up. You no doubt are feeling the pinch on your wallet

Attention FIRST TIME Homebuyers! You're not out of the Market!! If you have been watching the interest rates lately as well as the home price increase, you may be thinking about giving up on your

Article previously posted on REALTOR.comIt’s a big question with no easy answer: Should you keep renting, or is it time to think about buying a home?One of the major benefits of being a

Mortgage rates are dropping as concerns mount over a possible economic recession.Previously posted in the REALTOR Magazine - onlineMortgage rates are falling—at least for now—after

Over the past few weeks, the average 30-year fixed mortgage rate from Freddie Mac fell by half a percent. The drop happened over concerns about a potential recession. And since

POWERFUL news to share for your veteran and active duty customers – the Iowa Finance Authority has renewed the funds for the Military Homeownership Assistance Program (MHOA/VA Grant)!;

Maintaining the filter on a furnace is easily among homeowners’ most mundane chores. After all, filters are hidden out of sight and easy to ignore. And when it’s time to shop for more,

Selecting a lender to finance your home purchase is a major decision that can significantly impact your real estate transaction. Therefore, it pays to shop around! If you cast a wide net

What about a Housing Bubble?There is not going to be a Housing Bubble thus, the Bubble will not burst as it did in 2008. Mortgages back in the early 2000’s begged for a burst in the Housing

BLACK HAWK COUNTYWaterloo:Mayor’s Fireworks (July 2 - 5:30 p.m., with fireworks beginning at 10 p.m.)Fireworks after Waterloo Bucks game, Riverfront Stadium (Game starts at 6:35 p.m.)IOWA 

Whether you're buying a home, renting an apartment, getting car insurance or even buying a car, your credit history is very important. Have a GOOD credit history gives you freedom.However, there is

Having you been sitting drinking your morning coffee lately wondering, “What was the average price of farm ground in Iowa?”According to “DreamDirt.com” last week, the average

Between the increases in mortgage rates and prices, it’s so hard to afford a home now. Should I max out my budget?Don’t do it.Granted, it’s hard not to buy a home at the

If you’re thinking of buying or selling a house, you’re at an exciting decision point. And anytime you make a big decision like that, one thing you should always

As mortgage rates started to rise this year, many homeowners began to wonder if the value of their homes would fall. Here’s the good news. Historically, when mortgage rates rise by a

A recession does not equal a housing crisis. That’s the one thing that every homeowner today needs to know. Everywhere you look, experts are warning we could be heading toward a recession, and

Having an open house is the exciting part of selling a home, but let’s face it: It takes a lot of work to get there.Once you’ve made repairs, picked a real estate agent, and 

Previously posted by REBAC/REALTOR.comSince the pandemic began over two years ago, most of us have been spending more time in our homes. And, for many homeowners, that additional home time has meant

If you’re deciding whether you should make updates before you sell your house, lean on your trusted real estate advisor to be your guide.In today’s sellers’

If you’ve lived in the Benton, Linn, and Iowa Counties area long, you know we can get some pretty nasty storms. After 2020’s straight-line winds you’ll want to make sure you are

If you’re planning to buy a home, it’s critical to understand the relationship between mortgage rates and your purchasing power. Purchasing power is the amount of home you can

What does the rest of the year hold for the housing market? Here’s what experts have to say about what lies ahead.Home prices are projected to rise and so are 

While different climates around the country will have different needs in the spring, everyone can put in a few hours of work to get their yard ready for the season. But what are the first steps, and

As the spring housing market kicks off, you likely want to know what you can expect this season when it comes to buying or selling a house. While there are multiple factors

Previously posted in REALTOR Magazine - April 27, 2022The housing market is showing some early signs of normalizing. Contract signings dropped in March, the fifth consecutive month that pending home

If you’re thinking of selling your house, it may be because you’ve heard prices are rising, listings are going fast, and sellers are getting multiple offers on

It's no secret that interest rates have increased over the last several weeks; so how are you handling it? Are you still looking to purchase? Are you waiting? Have you stopped all together?If you're

Homeownership has become a major element in achieving the American Dream. A recent report from the National Association of Realtors (NAR) finds that over 86% of buyers agree

First held April 22, 1970, this Friday marks 52 years of Earth Day and this year’s theme is “Invest in Our Planet”.Earth Day Activities in the Cedar Rapids AreaEcofest CR at Newbo

Previously posted in REALTOR MagazineBathroom remodeling trends in recent years have focused on removing the bathtub and supersizing the shower. But that could actually hurt a property’s

WHOO HOO!! Time to MOVE!! You’re going to pack up all your things and move into your new Cedar Rapids area home!! Grab some boxes and newspaper and start packing!!However, there are a few

What will the impact of rising mortgage rates have on our real estate market? Are home prices going to fall?What’s going to happen to sales?There’s a lot of big questions out there, and

Good news!! And this will save you money – you do not need as much laundry detergent to wash clothes as you think or may currently be using!If you follow the directions on the laundry

Are you thinking about selling your house? If so, you may want to make it a priority to start the process soon. According to realtor.com, the sweet spot for sellers is just around the

If you’re buying or selling a home this year, you’re likely saving up for a variety of expenses. For buyers, that might include things like your down payment and closing

Repost from REALTOR.com / article written by Craig Donofio April 4, 2020Normally when you buy a house, you don’t want a home with any outstanding liens against it (that’s also

Many consumers are wondering what will happen with home values over the next few years. Some are concerned that the recent run-up in home prices will lead to a situation similar to the 

Previously posted by REBAC/National Association of REALTORS(R)Temperatures are inching up! (or will be soon - I hope) With winter weather nearly in the rearview mirror, it’s time to roll up

 What You Need To Budget for When Buying a HomeWhen it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But you

Previously Posted on REBAC/REALTOR One of the most significant challenges buyers face is saving enough money to purchase a home. Fortunately, there are numerous programs designed to lower the

April is National Fair Housing Month, however, Fair Housing is extremely important and something we need to think about every day. I, as a real estate agent and a member of the REALTOR Association,

Looking out the window this morning, you wouldn't think summer fun is JUST around the corner, but Summer will eventually arrive. Why not be ready with new outdoor funiture?An outdoor seating area is

Based on the Primary Mortgage Market Survey from Freddie Mac, the average 30-year fixed-rate mortgage has increased by 1.2% (3.22% to 4.42%) since January of this year. The rate

Are you thinking about selling your house? If so, you may want to make it a priority to start the process soon. According to realtor.com, the sweet spot for sellers is just around the

Among the many challenges you'll face when relocating, is deciding what to take and how to get it there. You don't want to waste time and effort packing and unpacking things you no longer want.Pre

Many years ago (like ten) you didn't need much of a down payment to purchase a home in the Cedar Rapids area. However, in light of what has happened over the course of time, times, they are a'

With inflation driving up the cost of everyday items, seeking out an energy-efficient home can be a great way to decrease the expenses you can control.Energy efficiency can help lower

Home Office: Only Self-Employed Workers Qualify for Home Office DeductionsTAX FACTS: To take a home office deduction, you must be self-employed and the home office must be used exclusively and

Previously posted March 18, 2022 on REALTOR.comHome sales are moving in a seesaw pattern as double-digit home price gains and near-record-low inventory continue to keep aspiring buyers from

Every winter seems to be the longest and this winter in the Cedar Rapids area, this year was no exception. With the warmer weather and sunny skies, it’s time to turn our attention from

If you’re a current homeowner, you should know your net worth just got a big boost. It comes in the form of rising home equity. Equity is the current value of your home minus what you owe

Although that isn't a bad idea, staging your home to sell doesn't always mean hiring a professional. But doing a few things yourself may help sell your home quickly and at a higher price.Here are

If you’re looking to buy a home, you may be wondering how your student loan debt could impact those plans. Do you have to wait until you’ve paid off your student loans before you

Expect temperatures to go up and down for the next month or two as spring slowly approaches. Although most of the U.S. has very unpredictable weather patterns during this time of year, you can start

As a homebuyer, it’s important to plan and budget for the expenses you’ll encounter when you purchase a home. While most people understand the need to save for a down payment, a

A recent survey revealed that many consumers believe there’s a housing bubble beginning to form. That feeling is understandable, as year-over-year home price appreciation is still in

We all want to save money nowadays and insurance seems to be something we certainly can't go without, but it tends to be costly to have it. Here are some ways to perhaps lower your monthly premiums.

You can’t read an article about residential real estate without the author mentioning the affordability challenges that today’s buyers face. There’s no doubt homes are less

If you’re thinking about buying or selling a home, you’ll want to keep a pulse on what’s happening with mortgage rates. Rates have been climbing in recent,

You know having a good credit score is imparitive to getting a home mortgage (and a good insurance rate and perhaps even employment), but do you know how your credit score is calculated?How Your

If you’re trying to buy a home, one of the biggest hurdles you’ll probably need to clear is financing your purchase. Fortunately, homebuyers have numerous options, including traditional

March madness is here — not the basketball kind, but the home kind.It's that time of year when homeowners who've been through a few winters know that to be at the top of their game, they have

For many homebuyers, the thought of saving for a down payment can feel daunting, especially in today’s market. That’s why, when asked what they find most difficult in the homebuying

Unexpected weather can wreak havoc on your home. With a little prep, you can protect your home, family and belongings from whatever Mother Nature dishes out. First, install weather apps for your

Previously Posted on REALTOR.comIf you’re a first-time home buyer shopping for a home, odds are you should be shopping for mortgage loans as well—and these days, it’s by

(Previously posted by REALTOR Magazine)Yesterday I asked the question, "Should I Rent or Own". The article asked you if you financially take on purchasing your own home. Here's possibly a good

It seems like everyone either owns a home or is saving to purchase a home. Certainly, there are significant financial and tax reasons for owning a home. While you typically only make a down payment

A recent survey revealed that many consumers believe there’s a housing bubble beginning to form. That feeling is understandable, as year-over-year home price appreciation is still in

If a home stays on the Cedar Rapids area market long enough, it may actually have an Open House. While attending an Open Houses seem like a no-brainer - you go in, look around, perhaps ask a few

Tax season is always rough and when you’re a homeowner, there are definitely mistakes you certainly want to avoid. Here are a few:Make sure you’re deducting the right year of property

$5,000 Grant is now available for Minority First Time Home Buyers! The new Minority Down Payment Assistance program offers eligible Iowans a $5,000 down payment and closing costs assistance

How to STOP Robocalls and Spam Texts. It's maddening! Whether you have a cell phone or landline, you will receive robocalls and spam texts all ALL times of the day. I'm actually getting more spam

Now that you have decided to buy a home in the Cedar Rapids area, it's time to get a loan preapproval. This seems easy enough, but what type of lender could be your best option? Who is easier to

The self-storage industry is seeing rapid growth as a result of the pandemic spurring more people to reorganize their homes, find extra space as they work from home, and move to the suburbs or move

Financial benefits are always a key aspect of homeownership, but it’s also important to understand that the nonfinancial and personal benefits are why so many people genuinely fall in love

The mortgage interest deduction is one of the largest tax benefits homeowners get. Here’s what you need to know to take advantage of it:If you itemize your deductions on Schedule 1 &

If you’re thinking about selling your house in 2022, you truly have a once-in-a-lifetime opportunity at your fingertips. When selling anything, you always hope for strong demand for

This time of year always gives the urge to spruce up – change things up at home. However, kitchen or bathroom remodels can cost THOUSANDS of dollars, and frankly, I don’t feel like

According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards&

Chances are, you've heard it before: start your search for your first home with a clear idea of how much you can afford. But how do you calculate your budget? Here are some guidelines. 1.

Ready to sell your house? The right staging can make a difference in the bottom line. Dr. Randall Guttery, clinical professor and director of Real Estate Programs at the Naveen Jindal School of

With interest rates on the rise after several years of historic lows, you're probably thinking about refinancing your mortgage. When you refinance for a shorter term, you save on interest and pay

Previously posted on REALTOR MagazineAs the weather cools across the country, frozen pipes in homes or businesses are a growing risk. Pipes can freeze, swell, and crack, leaving owners with costly

If you haven't clicked on this app, you should!! Neighborhood360, is a comprehensive research tool that gives you essential information about your neighborhood. Start by typing in the address, and

The IRS is encouraging taxpayers to make sure they're well-informed about their tax situation as the filing deadline approaches. The key topics include special steps related to charitable

Should you really have your home inspected? As a buyer, you know you put out a lot of money in buying a house, like the down payment, the appraisal fee, and other closing costs to consider

FOMO – Fear of Missing Out – could be a decisive factor when entering today's housing market with rising interest rates and home prices. "The potential loss of homebuying power may

What is the most important thing to do before closing?One of the most overlooked steps to finalizing buying a home is the final walkthrough. It is essential because there is no recourse once the

Once you’ve found your dream home and applied for a mortgage, there are some key things to keep in mind before you close. It’s exciting to start thinking about moving in and decorating

This content was originally published on February 13, 2017, and updated on January 17, 2022.Most real estate agents earn their living by representing buyers and sellers in property transactions. The

Are you a first-time homebuyer? You've got a lot to budget for — your down payment, your closing costs, home improvements. But just to make things a little bit more complicated, you'll need to

(Click to watch this fun video)Once you dig into the actual process of finding and buying a home, you’ll benefit from learning more about several other key issues, including:What you should&

Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years.

When you choose to purchase a home or condo unit with an HOA, you should not only be concerned with your property. With an HOA attached, you are involved with a larger entity altogether. As a

Our real estate market is ever-changing and what you thought your home was worth last year, may not be the case this year. A market analysis can be used for many things not only to sell your home -

Posted Previously in the REALTOR Magazine - January 14, 2022In the Midwest, renters are the most likely to be able to save for a down payment and buy their first home in less than three years

Paint comes in several finishes, also known as sheens. But when you're deciding what to use in your house, how do you know which finish is right? You can always talk to the experts, but here is a

In the dark and often dreary winter months it’s not as easy to make your home appealing to potential buyers. Yet we all know that first impressions are key to selling your home for top dollar.

Saving money for a down payment on your home may be the most challenging part of purchasing a property, especially if you’re a first-time homebuyer in an expensive housing market. But there

If you’re following along with the news today, you’re probably hearing a lot about record-breaking home prices, rising consumer costs, supply chain constraints, and more. And if you;

Mortgage rates have taken a big leap at the start of the new year. In the first week of 2022, the 30-year fixed-rate mortgage jumped nearly 60 basis points higher than a year earlier, averaging 3%

January is National Radon Action MonthRadon is an odorless, tasteless, colorless gas that is created when the element radium breaks down through radioactive decay. It kills more people by lung

A little bit of DIY home insulation can protect you from a drafty house and a scary energy bill. You can lower your heating and cooling costs by as much as 20% if you plug all the places

Many homeowners who plan to sell in 2022 may think the wise thing to do is to wait for the spring buying market since historically about 40 percent of home sales occur between April and

As you set out on your homebuying journey, you likely have a plan in place, and you’re working on saving for your purchase. But do you know how much you actually need for your down payment?If

Buying a house is not like buying a TV or computer. You can't turn around and tell the seller that you've decided not to keep it and that you'd like your money back. Once the papers have been,

Moving is never easy, but sometimes it is necessary. If you think you may be on the cusp of a move, take a look at these telltale signs it's time to put your home on the market and move to a new!

Once you’ve found your dream home and applied for a mortgage, there are some key things to keep in mind before you close. It’s exciting to start thinking about moving in and decorating

What are the trigger words that tempt you when you're eating out? Creamy, buttery or crispy? When browsing restaurant menus, these tempting adjectives make it hard to choose the lighter, healthier

If you’re thinking of buying a home, you’re probably wondering what you need to save for your down payment. Is it 20% of the loan, or could you put down less? While there are lower down

You're a Mean One, Mr. GrinchThe original Grinch was not green—like everything else in the book, he was black and white with some red and pink splotches.     The TV movie

Homebuyers: Be Ready to Act this Winter!To succeed as a buyer in today’s market, it’s important to understand which market trends will have the greatest impact on your home search.

What does the coming year hold for the housing market? Here’s what experts project for 2022.Mortgage rates are projected to rise and so are home prices. Experts are

Christmas is only 9 days away! Here is a little Trivia to Help Make the Season a Little Merrier:In 1856, President Franklin Pierce decorates the first White House Christmas tree. Christmas became a

Previously posted by REALTOR(r) ABR/REBACBuying a home is often a long, complex process. After finding the right property and signing a sales contract with the sellers, you still need to complete

Christmas with all its glitter and tinsel will soon be just a memory … then reality sets in with credit card bills piling up. And too much of the Holiday spirit may ruin your chances of

Gathering gloves, scarves and coats is easy. If only there was an oversized sweater for your house! Until someone invents that, it’s time to get winter-ready and start prepping your home for

There are many choices when buying a snowblower. You can narrow down your options by asking yourself two key questions: How much snow am I dealing with? And how easily can the snowblower be operated

Having overnight guests during the holidays can get kind of crazy, but it doesn’t have to. Here are 5 ways to reduce the chaos of house guests during the holidays.1. Map out Places to SleepIf

If you’re living on your own and looking to buy a home, know that you can make your dream a reality with thoughtful planning and the right team of experts. Research from

Previously Posted by REBAC National Association of REALTORS(R) With the holiday season approaching, you may be eagerly anticipating buying or gifting a shiny new cell phone, tablet, or other

Prevention: Little actions to save you from a big problemThe most vulnerable pipes are those outdoors for swimming pools, sprinklers, hose bibs and any pipes that run along exterior walls. But

The holiday season is full of traveling, shopping, family and cooking. Because of that, many people aren’t buying or selling a home during this time. While this may mean a low inventory, this

Baseline Conforming Loan Limit Will Increase to $647,200FOR IMMEDIATE RELEASE | 11/30/2021​Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the conforming

A tablescape consists of the décor used on a dining table. You may have heard the term used in relation to weddings where beautiful centerpieces tie the décor together. You can do this

Previously posted by REBAC - REALTOR(R) AssociationNatural gas plays an essential role in many homes, fueling heating systems, cooktops and ovens, fireplaces, grills, clothes dryers, water heaters,

Your equity is a powerful tool that can help you achieve your goals as a homeowner. And chances are, your equity grew substantially over the past year. According to the latest Equity

The forecast this winter sounds like it’s going to be pretty hash – temperature-wise and gas-price-wise. Here are some do’s and do not’s to help you keep warm for the

 4 Things Every Renter Needs To ConsiderAs a renter, you’re constantly faced with the same dilemma: keep renting for another year or purchase a home? Your answer depends on your current

If you’re deciding whether you should make updates before you sell your house, lean on your agent to be your guide.If the market is flooded with houses for sale,

The purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by serving our nation. As the Veterans Administration says of

Many people have questions about home prices right now. How much have prices risen over the past 12 months? What’s happening with home values right now? What’s projected for next

With the average 30-year fixed mortgage rate from Freddie Mac climbing above 3%, rising rates are one of the topics dominating the discussion in the housing market today. And since experts

Are you selling your home? If you're parting ways with your home in the near future or thinking about selling later on down the road, there's a number of things you must disclose to the potential

The mortgage-interest deduction is probably the best financial argument for buying rather than renting. Consider this example: the only one who benefits from a rent check is the landlord. Renters

If your home was destroyed by a fire or robbed, would you be able to recall all the items that were once inside?Creating a photo inventory is a great way to document your possessions so you know

Rents have increased significantly this year. The latest National Rent Report from Apartmentlist.com shows rents are rising at a rate much higher than the three years leading up

There’s a lot of talk lately about how challenging it can be to find a home to buy. While housing inventory is still low, there are a few important things to understand about the supply

It’s impossible to research the subject of buying a home without coming across a headline declaring that the fall in home affordability is a crisis. However, when we add context to the most

Previously posted online in REALTOR MagazineWater can damage a foundation in countless ways, so homeowners should look to experts for the dos and don’ts.Water is not always our friend. Sure,

Article from my October 13th NewsletterTaking on a mortgage loan is a big financial responsibility. It makes sense, then, for consumers to study exactly how much they are paying for their mortgage

From my October 13th NewsletterThere's nothing nicer than looking out your window in the morning and seeing wild songbirds cavorting in your backyard or roosting on your balcony. Fortunately, it

Article from my October 13th, 2021 NewsletterWinter can be a beautiful time of year. Who doesn't love the occasional snowman, hot cocoa, and relaxing by a roaring fire? But, winter weather can also

CreditKarma and other scoring apps are advertised all over – get your credit score for free!! And you can; however, I have seen big differences between a CreditKarma credit score and

In a typical home buying process, there are nerves, panic and pure frustration. But just think of the headaches created when you have to sell your house and buy a new one at the same time. If your

Although it may sound daunting to have a home inspection, the information that it can provide may be invaluable in the long run. By knowing some of the aspects of a home inspection, you can help

From my October 1st HomeActions NewsletterEnergy efficiency in our homes has become a major topic of conversation over the past few years. Older homes need to be upgraded to leverage more efficient

Are you looking to create a beautiful garden that lasts well into late fall and early winter? There are plenty of simple ways to create a beautiful garden without investing too much time and

The trees in your neighborhood may be taking on the colors of autumn, and little ghosts and goblins may be preparing to ring your doorbell. But, hopefully, one ghoulish creature will not be making

It’s after Labor Day and heading towards Halloween!  And it’s time to get out the honey-do list and get your Cedar Rapids area home ready for fall. Here are a few things you may

Even in a hot sellers’ market like today’s in which homes are selling so quickly, it’s still important to make a good first impression on potential buyers. Taking the

By: REBAC StaffPosted: 09/27/2021You do your best to make your home a restful, enjoyable, and peaceful place to be. You organize, clean, weed, mow, repair, and repaint. Yet, you still

Are you looking to buy a home? If so, we’ve got good news for you.While there’s no denying the housing market is having a great year, many of the headlines are focused on 

In today’s real estate market, buyers shouldn’t shop for a home with the expectation they’ll be able to negotiate a lower sales price. In a typical housing market, buyers try to

If you’re a renter with a desire to become a homeowner, or a homeowner who’s decided your current house no longer fits your needs, you may be hoping that waiting a year might mean better

There’s a common misconception that, as a homebuyer, you need to come up with 20% of the total sale price for your down payment. In fact, a recent survey by Lending Tree asks

The real estate market is not quite the frenzy it was this spring, and there are still homes on the market. Interest rates are still very, VERY low, and you don't need 20% down to purchase. However,

Previously Posted by REALTOR Magazine September 15, 2021Home buyers can make mistakes that could put their mortgage in jeopardy leading up to closing or make them miss out altogether in.

In today’s sellers’ market, standing out as a buyer is critical. Multi-offer scenarios and bidding wars are the norm due to the low supply of houses for sale and high buyer;

One of the most overlooked steps into buying a home in the Cedar Rapids area is the final walkthrough. The Final walkthrough is one of the most important because once the signed deed is filed, there

Previously posted on Realtor Magazine onlineNearly a third of buyers—30%—say that, to triumph in a competitive offer situation, they paid more than they anticipated on their home.

If you’re trying to decide when to sell your house, there may not be a better time to list than right now. The ultimate sellers’ market we’re in today won’t last

There’s no denying we’re in a sellers’ market. With low inventory and high buyer demand, homes today are selling above the asking price at a record rate. According to the

There are many headlines out there that claim we’re reverting to a more normal real estate market. That would indicate the housing market is returning to the pre-pandemic numbers we saw from

As rent prices continue to soar, many renters want to know what they can do to get ready to buy their first home. According to recent data from ApartmentList.com:“The first half

Previously posted by Clare Trapasso | REALTOR.comThe forecast for the coming months is lower temperatures—and a cooler real estate market, if only by a few degrees.The housing market is

Modern living provides us with many conveniences and indulgences, including easy access to hot water. But as a homeowner, hot water comes at a two-fold price—our consumption of water and our

Mortgage rates are hovering near record lows, and that’s good news for today’s homebuyers. The graph below shows mortgage rates dating back to 2016 and where today falls by

If you are thinking about purchasing a home in an Association in Cedar Rapids or Iowa City, there are some things you will want to do BEFORE you sign that offer. You may be the master of the castle,

Previously Posted by REALTOR MagazineSparked by the pandemic, the surge in activity in the single-family rental market doesn’t appear to be letting up. Rents for single-family homes jumped 7%

One of the major questions real estate experts are asking today is whether prospective homebuyers still believe purchasing a home makes sense. Some claim rapidly rising home prices are impacting

June’s housing market in Iowa broke another record with homes selling almost 46 percent faster, or in 33 days on average, than a year ago. Sales rose 8.8 percent from June 2020 according to

Previously posted by REALTOR.com by Larissa RunkleLike most major milestones in life, becoming a first-time homeowner comes with quite a few learning curves. Even after you close on the house and it

In the current sellers’ market, many homeowners wonder what, if anything, needs to be remodeled before they list their house. That’s where a trusted real estate professional comes in.

There are many headlines about how housing affordability is declining. The headlines are correct: it’s less affordable to purchase a home today than it was a year ago. However, it’s

Many would-be home buyers say they aren’t having much luck in finding a home. Sixty-six percent of buyers who were actively engaged in searching for a home in the second quarter say they&rsquo

You've found a home that's right for you, and it's time to make an offer. What steps are involved in negotiating a real estate purchase?Step 1. Research and PlanningDepending on market conditions,

Three in 10 home sellers say they’ve used a hidden camera during an open house or showing at their home, according to a new LendingTree study of more than 2,000 consumers.The most common,

Home prices continue to rise as we move through the summer, and that’s good news for sellers who are looking to maximize their home’s potential. If you’re on the fence

According to recent data from realtor.com, median rental prices have reached their highest point ever recorded in many areas across the country. The report found rents rose

Sometimes it can feel like everyone has advice when it comes to buying a home. While your friends and loved ones may have your best interests in mind, they may also be missing crucial

NNot sure? Give me a call and we can discuss if this should be an option for.

Sellers have the right to trim the trees and shrubs on their property—even if the foliage is growing in the neighbor’s yard.Droopy branches, decaying limbs, and invading plants from the

One of the hottest topics of conversation in today’s real estate market is the shortage of available homes. Simply put, there are many more potential buyers than there are homes for

High demand for home products continues to cause supply chain disruptions throughout industries related to real estate. Shortages of appliances, furniture, and building materials are most acute and

Previously posted in REALTOR MagazineThe rush is on to see a house as soon as it’s listed. But after the first five days of listing a home, showings drop considerably, according to a new

As we move into the second half of the year, one thing is clear: the current real estate market is one for the record books. The exact mix of conditions we have today creates opportunities for both

For many homeowners, rain barrels are a popular and eco-friendly home improvement project. What should you know before installing one in your yard?1. The Benefits of Harvesting RainwaterFirst,

With home prices continuing to deliver double-digit increases, some are concerned we’re in a housing bubble like the one in 2006. However, a closer look at the market data indicates this is

Previously posted on REBAC/REALTOR.comSummer is the season of the common housefly. It’s an unfortunate, unavoidable fact. But there are ways to reduce the fly population in your home this

Some HighlightsBuyers hoping for more homes to choose from may be in luck as housing inventory begins to rise. Many experts agree – new sellers listing their homes is great news

Last week, Fannie Mae released their Home Purchase Sentiment Index (HPSI). Though the survey showed 77% of respondents believe it’s a “good time to sell,” it

An important factor in today’s market is the number of homes for sale. While inventory levels continue to sit near historic lows, there are indications we may have hit the lowest point we

In real estate, it’s normal to see ebbs and flows in the market. Typically, the summer months are slower-paced than the traditionally busy spring. But this isn’t a typical summer. As the

Seventy-seven percent of consumers say it’s a good time to sell a home—a record high, according to Fannie Mae’s Home Purchase Sentiment Index, a survey of 1,000 adults on their

There’s no denying we’re in a sellers’ market. With low inventory and high buyer demand, homes today are selling above the asking price at a record rate. According to the

House hunters may overcome inventory challenges to finally find a house, but other inventory shortages abound in outfitting their new home. New-home buyers continue to scramble to find appliances

One of the main reasons why For Sale By Owners (FSBOs) don’t use a real estate agent is because they believe they will save the commission an agent charges for getting their house on the

By: National Association of REALTORS | REBAC Posted: 06/28/2021Owning a home is a significant life milestone and often viewed as a critical factor in achieving the “American dream.

The question of whether the real estate market is a bubble ready to pop seems to be dominating a lot of conversations – and everyone has an opinion. Yet, when it comes down to it, the opinions

FEDERAL HOUSING ADMINISTRATION TAKES STEPS TO REMOVE BARRIERS TO HOMEOWNERSHIP FOR THOSE WITH STUDENT LOAN DEBTUpdates to Single Family student loan monthly payment calculation expand access to FHA

In today’s real estate market, low inventory and high demand are driving up home prices. As many as 54% of homes are getting offers over the listing price, based on the latest 

It's time to celebrate the 4th of July and what better way than a Fireworks Display? Many to choose from this year - let Freedom Ring!Linn CountyFreedom Festival       

If the pandemic and the changes we’ve faced recently have made you seriously think about buying a home instead of renting one, you’re not alone. You may, however, be wondering if the

Congratulations! A seller has accepted your offer. Before you can take possession of your new home, however, several significant steps remain. Count on your Accredited Buyer's Representative

Previously posted by REALTOR MagazineMany buyers may be unlikely to purchase a home without a bathtub even though renovation trends are moving toward fancy, supersized showers. Seventy-four percent

You may have been told that it’s important to get pre-approved at the beginning of the homebuying process, but what does that really mean, and why is it so important?

When it comes to buying a house, you’re looking for the perfect place to call home. The problem is, in today’s market there just aren’t that many homes available to purchase. With

Extra space for extended family and pets and a home office have risen to the top of wishlists among house hunters. And that desire for more space is driving many home buyers’ decision to

This content was originally published on October 23, 2017 on REALTOR/REBAC, and updated on June 16, 2021.Purchasing a home is a major decision and more complex than many buyers realize. That’s

An estimated 70 percent of all homes sold annually receive a home inspection. Still, confusion persists over what the process does, and doesn’t, involve. Here are seven common misconceptions.

The major challenge in today’s housing market is that there are more buyers looking to purchase than there are homes available to buy. Simply put, supply can’t keep up with demand. A

In a normal market, it’s good to have an experienced guide coaching you through the process of buying or selling a home. That person can advise you on important things like pricing 

REALTOR Magazine June 11, 2021Existing homeowners may be feeling richer since they've received a notable boost to their home equity over the last year. Homeowners with a mortgage have seen their

It’s easy to take electricity for granted. Most of the time, our biggest concern is finding an open outlet to recharge a phone or plug in a lamp. But if you’re planning to buy a home, it

It’s easy to take electricity for granted. Most of the time, our biggest concern is finding an open outlet to recharge a phone or plug in a lamp. But if you’re planning to buy a home, it

(DES MOINES) – The Iowa Finance Authority (IFA) today marked national homeownership month by recognizing Iowa’s strong housing market, record numbers of homebuyers using IFA’s

For generations, the process of buying and selling a home never really changed. A homeowner would try to estimate the market value of their house, then tack on a little extra to give themselves some

Spring is here and Summer will soon be upon us and what's makes this the best time of the year? Fresh produce and goodies!! Below is a list and links where and when local farmers markets will be.

Previously posted by REBAC Staff (REALTOR.com)Wood decks can provide a delightful option for outdoor relaxing, cooking, and entertaining. But decks also need a little love to last long and look

Ah June … over 10% of weddings happen during this month, with May, July & August following close behind. So, you probably will be invited to a wedding sometime this summer and will be

Ultra-low mortgage rates returned this week, with lenders offering home buyers and refinancers a chance once again to lock in a rate below 3%. But the National Association of REALTORS® warns

The last year has put emphasis on the importance of one’s home. As a result, some renters are making the jump into homeownership while some homeowners are re-evaluating their current house and

As we enter the middle of 2021, many are wondering if we’ll see big changes in the housing market during the second half of this year. Here’s a look at what some experts have to say

Whoo HOO!! You have been prequalified for a mortgage and have an accepted offer on a GREAT home in the Cedar Rapids area! It’s SO exciting and there’s SO much to buy for this new home!!

One of the greatest benefits to our nation’s military personnel is the VA home loan. This type of loan originated in WWII as a benefit for soldiers returning home. Since then it has provided

Previously posted throught REBAC REALTOR.comRegular driveway maintenance prevents difficult and costly issues, so make prevention a priority this spring and all year long! Your driveway’s

One of the biggest questions in real estate today is, “When will sellers return to the housing market?” An ongoing shortage of home supply has created a hyper-competitive environment for

When you have your home on the market, there may be some real doozies of a question asked by buyers and their agents. No matter how much you want to sell your home, there are some questions a seller

When buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down payment is the main cost that comes to mind for

Fast Home Sales Leave Some Sellers HomelessHomes are selling quickly and that has caused a problem for many home sellers. With housing inventories at record lows and buyer competition strong, home

Homebuyers are flooding the housing market right now to take advantage of record-low mortgage rates. Many have a sense of urgency to find a home soon since experts forecast a steady

This content was originally published by the National Association of REALTORS(r) on May 15, 2017, and updated on May 10, 2021.When homebuyers outnumber sellers, the result can be a multiple offer

It’s clear that consumers are concerned about how quickly home values are rising. Many people fear the speed of appreciation may lead to a crash in prices later this year. In fact, Google 

There’s no doubt that 2021 is the year of the seller when it comes to the housing market. If you’re a homeowner thinking of moving to better suit your changing needs, now is

Buying a home involves many decisions. It’s easy to get preoccupied with finding the perfect house in an ideal neighborhood while overlooking other critical decisions, like homeowners.

Many people are sitting on the fence trying to decide if now’s the time to buy a home. Some are renters who have a strong desire to become homeowners but are unsure if buying right now

It's never fun to open your water bill and suddenly - or maybe gradually - your water bill is astronomically high. WHY??It may be your toilet.A silent leaky toilet is generally the culprit. Toilets

The housing market keeps sailing along. The only headwind that could take it off course is the lack of inventory for sale. The National Association of Realtors (NAR) reports that there&

Mortgage Rates Remain Under 3% for Another WeekREALTOR Magazine April 30th, 2021Home buyers had another opportunity to snag ultra-low rates this week. The 30-year fixed-rate mortgage averaged 2.98%,

If you are thinking about purchasing a home in an Association, there are some things you will want to do BEFORE you sign that offer. You may be the master of the castle, but the condo

At the beginning of the year, industry forecasts called for home price appreciation to slow to about half of the double-digit increase we saw last year. The thinking was that inventory would

Kitchens should be used and enjoyed. But over time, unsightly stains can appear on appliances and in your sink. Try using these cleaning tips to naturally remove food, rust, and other stains from

If you haven't noticed by now, the Cedar Rapids real estate market is on FIRE! Listings are barely on the market and receive multiple offers - some are sight unseen. How could you get ahead of all

Homeowners ready to make a move are definitely in a great position to sell today. Housing inventory is incredibly low, driving up buyer competition. This gives homeowners leverage to sell

In a recent article, Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), discussed the state of today’s housing market.When addressing

We often take plumbing for granted… until there’s a problem. But a little routine maintenance can help prevent plumbing issues before they become significant problems. Here are

This year, mortgage rates have started to slowly climb above recent record-breaking lows. Many homeowners planning to move may feel like they’ve missed the chance to score a great

Just in case you have been sending quite a bit of time in your home whether it’s because of the winter weather or the virus, you may be looking around dreaming of remodeling projects. Since so

The majority of home sale contracts are settling on time, but 26% faced delays in February while 6% were terminated completely, according to the latest REALTORS® Confidence Index. The following

Temperatures are on the rise. After months of being cooped up indoors, many homeowners are eager to spend more time relaxing and entertaining outside.Spring cleaning isn’t just for your

How much money do you need to purchase a home in Cedar Rapids and the surrounding area?20% down? 10% down? 5% down? 3% down? No money down?There has been so much different information flying around,

Rising home prices coupled with the current inventory in today’s HOT real estate market may cause some homeowners to consider selling their homes on their own (known in the industry as a For

The current real estate market in the Cedar Rapids and Iowa City area can be equated to “Hunger Games” when submitting your purchase agreement. Multiple offers – and I mean

Pre-pandemic there was an even split between buyers who purchased a multi-generational home for aging parents and for adult children boomeranging back or never leaving. Now the top reason to

A Fannie Mae survey recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in today’s power-packed housing market. Here are

There's a post going round in the Real Estate Word:Craziest thing happened: a client of mine wanted to invest in Bitcoin. The bank loaned him $400,000 of his $500,000 purchase; he just had to come

In a sellers’ market, some homeowners might be tempted to try to sell their house on their own (known as For Sale By Owner, or FSBO) instead of working with a trusted

If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One of the best ways to jumpstart your savings is by starting with the

Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. One of the factors they’re pointing to is the availability of

April is National Fair Housing Month, however, Fair Housing is extremely important and something we need to think about every day. I, as a real estate agent, make sure everyone is treated fairly!

Do you know what your credit score is? Have you checked it lately? Do you know what type of credit score you need to finance a home?Credit scores can range from extremely – extremely –

Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it

There are a lot of misconceptions about buying or selling a home today, making it challenging to know exactly how to navigate the current real estate landscape.Here’s a little clarity when it

Sometimes you just want to check out local neighborhoods before you start looking to buy. But where can you go to find out a map showing coffee shops or restaurants?Or area noise levels?Worried

Previously posted by REBAC 3/22/2021Owning a home is an excellent way to build wealth—as long as your home is adequately maintained. Keeping it in prime shape, maximizing its future resale

For generations, the homebuying process never really changed. The seller would try to estimate the market value of the home and tack on a little extra to give themselves some negotiating room. That

According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards&

March 22-26 is Severe Weather Awareness Week in IowaA post from BeReady.Iowa.Gov --The Iowa Department of Homeland Security and Emergency Management (HSEMD), National Weather Service (NWS), and Iowa

There have been a lot of headlines reporting on how homeowner equity (the difference between the current market value of your home and the amount you owe on your mortgage) has dramatically increased

I recently read an article on MoneyTalkNews the other day about "8 Federal Income Tax Breaks for Homeowners". With everyone preparing their taxes right now, did you know owning your own home does

In this fast-paced real estate market, you are competing against hundreds of buyers and fewer houses. As a buyer, you need to be ready and informed to compete. Here are some steps to get started and

Would a new door bring a higher price for your home? Is it worth switching out bathroom fixtures?Whether you’re sprucing up your home to sell or have been home for months and want to just

Today’s homebuyers are faced with a strong sellers’ market, which means there are a lot of active buyers competing for a relatively low number of available homes. As a

Previously posted by REALTOR Magazine February 21, 2021Home maintenance affects value over the long run. Yet, homeowners admit they know very little when it comes to how to properly maintain a lot

When selling a house, most homeowners hope for a quick and profitable transaction that puts them in a position to make a great move. If you’re waiting for the best time to win as a seller, the

If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are so few houses for sale, it’s